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1. Terms of Use

By using this website, you are accepting and agreeing to the terms outlined in this document. These terms act as a legally binding agreement between you and the owner of the website. They are responsible for governing your usage of the website, including all of its features, content, and services. If you continue to use the website, it means you acknowledge and agree to abide by these terms. 

 

2. Parties

The parties to these Terms of Use are you, and the owner of this website  divorcefinancialadvocate.com and Superior Financial Strategies, Inc.  All references to “we”, “us”, “our”, this “website” shall be construed to mean this website divorcefinancialadvocate.com and Superior Financial Strategies, Inc.

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3. The Course Consists of the Following:

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• The course will be comprised of five prerecorded videos, which will be delivered sequentially over a period of five weeks. Each video will be made available once per week, with access to each subsequent video becoming available at the beginning of each week.

•  In addition to the prerecorded videos, the course will feature five live Zoom group calls, scheduled once per week, following the viewing of each corresponding video. During these calls, participants will have the opportunity to engage in discussions related to the content of the videos and ask questions for clarification.

•  Please note that attendance in the group Zoom calls is not mandatory, although strongly recommended. If you are unable to join a scheduled call, a recording of the session will be provided to you for viewing at a later time.

• We reserve the right to reschedule any of the group Zoom calls at our discretion, and we will make every effort to provide you with advance notice of any changes.

• Upon completion of the program, participants will have the opportunity to arrange a personalized Strategy call. This call will be customized to their specific circumstances, allowing for a more in-depth exploration of the financial aspects related to their divorce. Throughout the call, we will thoroughly examine the particulars and offer advice on the various options available to them. We will guide participants in identifying the most advantageous course of action based on their circumstances and goal.

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4. Terms of Payment

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• 1. The price will be clearly indicated at the point of sale, and we require full payment at the time of purchase.

• 2. For a limited time, you might be eligible for a promotional price, which will be considered as full payment.

•  3.If you require a payment plan, it is necessary to make prior arrangements. Please reach out to us at CDFA@divorcefinancialadvocate.com  to discuss the possibility of setting up a payment plan. 

• 4.The payment is intended for an individual person and cannot be used for a group.

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5. Personal responsibility

Our program aims to provide you with educational tools and assistance to help you achieve your personal and financial objectives. However, we cannot guarantee specific results, as the outcomes you obtain may vary depending on factors such as your unique situation, level of motivation, and the amount of effort you put in. While we strive to offer excellent educational resources and support, we do not provide any assurances or promises regarding the effectiveness or results of our program.

6. Confidentiality 

The course content provided to you is regarded as confidential and proprietary information that is solely owned by the business. When you purchase course access, you accept the responsibility to maintain the confidentiality of the course content and refrain from disclosing or sharing any part of it with individuals outside of the course. Additionally, you acknowledge and agree to keep confidential the information shared by other course participants, encompassing personal details, conversations, and experiences within the course community. Failure to uphold this confidentiality agreement may result in legal action, including claims for damages and requests for injunctions. By participating in the course, you understand and agree that any information shared by fellow course participants is confidential and must not be divulged outside of the course community. This confidentiality measure is put in place by the business to safeguard all course participants, and you acknowledge and commit to respecting the privacy and confidentiality of your fellow participants.
 

7. Intellectual property

The business retains ownership of all course content, which includes videos, materials, and additional resources, and such materials are safeguarded by copyright laws. By purchasing course access, you acknowledge and accept that the business is the rightful owner of the course content, and you do not acquire any ownership rights over the course or its content.

You have permission to access and utilize the course content exclusively for your personal and non-commercial objectives, following the program's Terms of Use. However, any unauthorized reproduction, distribution, modification, creation of derivative works, sale, or exploitation of any portion of the course content is strictly prohibited unless you obtain prior written consent from the business. 

Engaging in any unauthorized use of the course content may lead to legal consequences, including potential claims for damages, injunctions, and the payment of attorneys' fees. The business retains the right to fully enforce its intellectual property rights within the boundaries allowed by law. 

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8. Usage and Limitations

In accordance with these Terms of Use and our Privacy Policy, you are permitted to utilize the public sections of this site, but solely for your internal purposes. You acknowledge and agree that you will only access this site through the provided interface and refrain from attempting to access it through any other means, unless expressly permitted in a separate agreement. Additionally, you agree not to use any automated methods, including scripts or web crawlers, to access or attempt to access this site. You are obligated to comply with any instructions specified in the robots.txt file found on this site.

You are not granted the authority to (i) resell, sublicense, transfer, assign, or distribute the site, its services, or its content; (ii) modify or create derivative works based on the site, its services, or its content; or (iii) "frame" or "mirror" the site, its services, or its content on any other server or internet-connected device. We and our licensors reserve all rights not explicitly granted in this Agreement.

 

9. Intended for Use Only within the United States 

This website is specifically designed for use within the United States. We do not make any representations regarding the suitability or appropriateness of this site for use in other countries. Accessing this site from locations where its contents are considered illegal is strictly prohibited and unauthorized. 

 

10. Onward Transfer of Personal Information Outside Your Country of Residence

Any personal information that we collect on this site will be stored and processed on servers located exclusively in the United States. If you reside outside the United States and provide us with personal information, you are consenting to the transfer of that information from your country of residence to the United States. 

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11. Monitoring

We retain the authority, although not the requirement, to observe your entry and utilization of this website without prior notice to you. We might document or register your activities according to the guidelines specified in our Privacy Policy, which can be found by clicking on the Privacy Policy link located on the homepage of this website. 

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12. Modification

We retain the authority to make changes to these Terms of Use without prior notice. Any amendments will be posted as an updated version of the Terms of Use, which can always be accessed through the Terms of Use link on the homepage of this site. We recommend that you periodically review the bottom of this page to stay informed about any significant modifications and their effective dates. By continuing to use this site after we have posted a notice of modification or new Terms of Use, you acknowledge and accept the updated terms as binding. 

Our Policy Regarding User Contributions on This Website (Blog, Forum, or Chat Room).Any information you post on publicly accessible sections of this website, such as a blog, forum, or chat room, will not be treated as proprietary, private, or confidential. We are not obligated to monitor or control the content posted on this site. However, we reserve the right to review and remove any material that we deem inappropriate. It is strictly prohibited to post, transmit, promote, use, distribute, or store content that could potentially expose us to legal liabilities, violate any applicable laws or regulations, or go against commonly accepted community standards. This includes, but is not limited to, information and material protected by copyright, trademark, trade secret, nondisclosure or confidentiality agreements, intellectual property rights.

By submitting a comment for posting, you acknowledge and agree that we are not responsible for any information or materials posted by others. Therefore, we shall not be liable to you for any defamatory, offensive, or illicit material, including material that violates the terms of this Agreement. 

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13. Termination Clause

The buyer has the option to end this agreement and obtain a complete refund within 14 days from their initial access to the course materials. Once the 14-day period has passed, refunds will not be granted under any circumstances. To terminate this agreement and receive a refund, the buyer must notify the course creator in writing by emailing us at admin@divorcefinancialadvocate.com about their intention to terminate. The course creator will then process the refund within a reasonable time frame. If the buyer violates any of the terms and conditions outlined in this agreement, the course creator has the right to immediately terminate the agreement without providing notice. In such situations, the buyer will not be eligible for a refund. This termination clause encompasses the entire agreement between the parties concerning the right to terminate this agreement and receive a refund. This termination clause grants the buyer the right to terminate the agreement and receive a refund within 14 days from the date they initially accessed the first set of course videos. It also clarifies that refunds will not be issued for any other circumstances. Additionally, the clause outlines that the course creator can terminate the agreement if the buyer breaches the terms and conditions, with no refund being provided to the buyer. 

 

14. Communications Decency Act Notice 

This website falls under the category of "interactive computer services" as defined in the Communications Decency Act, 47 U.S.C. Section 230. As a result, our liability for defamation and other claims related to any content posted by third parties on this site is limited as stated in the Act. We are not accountable for the content or any other information posted by third parties on this site. Furthermore, we do not assume any legal obligation for editorial control of content posted by third parties, nor do we hold any liability in connection with such posts. This includes any responsibility or liability for investigating or verifying the accuracy of content or any other information contained in such posts. 

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15. Permission from Customers

When you submit any feedback, posts, social comments, videos, images, or other content to our platform or social groups, you acknowledge and agree that we may utilize this content in our marketing materials, including but not limited to testimonials, social media posts, and other promotional materials.

You grant us a royalty-free, perpetual, irrevocable right to use, reproduce, modify, adapt and publish this content.

If you do not wish your content to be used in the course creator’s marketing materials, you need to opt out by sending us an email at admin@divorcefinancialadvocate.com

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16. Governing Law

The terms and conditions of this agreement will be subject to and interpreted in accordance with the laws of the State of Illinois, without considering its conflict of laws principles. Any disagreement arising from or associated with this agreement will be exclusively resolved in either the state or federal courts situated in Cook County, Illinois. By agreeing to this provision, both parties consent to the personal jurisdiction and venue of these courts. 

 

17. Dispute Resolution
In the event of any dispute or claim arising from or relating to this agreement, including its breach, termination, enforcement, interpretation, or validity, the buyer and the course creator shall first attempt to resolve the matter through sincere and cooperative negotiations. If the parties are unable to reach a resolution through negotiations, either party may initiate a binding arbitration process. The arbitration will be conducted in accordance with the rules set forth by the American Arbitration Association, taking place in Cook County, Illinois. A single arbitrator will oversee the arbitration proceedings, and the arbitrator's decision will be final and binding on both parties. The arbitrator will have the authority to grant damages, injunctive relief, and any other appropriate remedies allowed by applicable law. It is important to note that this clause regarding dispute resolution does not restrict either party's right to seek injunctive or other equitable relief in a court of competent jurisdiction in Cook County, Illinois, if such relief is necessary to prevent irreparable harm to that party. 

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18. Disclaimer of Liability

The individual responsible for creating this course is a certified divorce financial analyst and enrolled agent recognized by the IRS. The purpose of the content presented in this course is solely to provide financial guidance and should not be interpreted as legal advice. It is essential to understand that the course creator is not a licensed attorney and does not provide legal advice through this program. Therefore, any information provided within the course should not be relied upon as a substitute for legal advice, and it is recommended that individuals seek guidance from a licensed attorney for any legal concerns related to their divorce or financial situation. Furthermore, please bear in mind that the information shared may not be directly applicable to your specific financial circumstances, as laws and regulations can vary by state and jurisdiction. The course creator cannot guarantee the applicability of the information to your particular situation. We strongly encourage you to consult with legal professional who can offer personalized guidance tailored to your specific needs. 

 

19. DMCA Notice 

This site is an Internet “service provider” under the Digital Millennium Copyright Act, 17 U.S.C. Section 512 (“DMCA”). As Required by the DMCA, this site maintains specific contact information provided below, including an e-mail address, for notifications of claimed infringement regarding materials posted to this site. All notices should be addressed to the contact person specified below (our agent for notice of claimed infringement): Notification of claimed infringement: divorcefinancialadvocate.com , 2400 Mallow Ct, Z2, Schaumburg IL 60194, Agent’s name/email address/phone number N.Hanna/ CDFA@divorcefinancialadvocate.com / 708.655.0581

If you have any complaints regarding allegedly infringing material posted on this site, you can contact our designated agent mentioned above. We will thoroughly investigate these complaints. If we have a good faith belief that the posted material violates applicable laws, we will take appropriate action by removing or disabling access to such material. Furthermore, we will notify the party responsible for the post about the blocking or removal of the material. 

When notifying us about alleged copyright infringement, the DMCA requires that you provide the following information: (i) a description of the copyrighted work that is allegedly infringed; (ii) details about the infringing material and sufficient information to help us locate it; (iii) your contact information, including your address, telephone number, and/or email address; (iv) a statement from you stating in good faith that the material in question is not authorized by the copyright owner, its agent, or any applicable law; (v) a statement from you, signed under penalty of perjury, affirming the accuracy of the information provided and your authority to enforce the claimed copyrights; and (vi) a physical or electronic signature of the copyright owner or an authorized representative. Failure to include all the aforementioned information may result in delays in processing your complaint. 

 

20. Indemnification

 The Customer agrees to protect and absolve the Course Creator, along with its affiliates, directors, officers, agents, and employees, from any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) that may arise as a result of the Customer's violation of this Agreement or the Customer's utilization of the Course Creator's course. 

 

21. Force Majeure

 We will not be held responsible for any damages incurred due to delays or failures in delivery that result from circumstances beyond our control, without any fault or negligence on our part. Such circumstances may include, but are not limited to, Acts of God, actions taken by civil or military authorities, fires, riots, wars, embargoes, disruptions in Internet services, hacker attacks, or communication failures.

 

22. Links to Our Site

You are granted a limited, revocable, and nonexclusive permission to create a hyperlink to this site. However, the hyperlink must not depict us, our products, or services in a false, misleading, derogatory, or offensive manner. Without our prior written consent, you are prohibited from using any logo, trademark, or trade name displayed on this site or any other proprietary graphic image in the hyperlink. 

Regarding links to third-party websites, we do not evaluate or control the websites that link to or from this site. We hold no responsibility for their content and cannot guarantee the accuracy or appropriateness of their content. When you choose to visit a third-party site, you do so voluntarily and at your own risk. Additionally, your use of such third-party sites may be subject to their respective terms of use and privacy policy.

 

23. Participation in Third Party Promotions

If you choose to engage in correspondence or participate in promotions offered by advertisers promoting their products, services, or content on this site, please note that such interactions are solely between you and each respective advertiser. This includes any communication, delivery of products, services, or content, as well as any associated payments. We are not responsible for and do not assume any liability or involvement in these interactions between you and advertisers. 

 

24. Consumer Rights Information

 In the event that this site offers services, products, content, or information for a fee, pricing details will be provided during the ordering process. We make sure to provide contact information, including an email address, for submitting complaints and inquiries. If you need to contact us, please direct your correspondence to our designated agent at the following address: CDFA@divorcefinancialadvocate.com

 

25. Severability 

If any provision of these terms is determined to be invalid or unenforceable, it will be adjusted or modified to the extent necessary to make it valid and enforceable. However, even if a provision is deemed invalid or unenforceable, it will not affect the validity or enforceability of any other provisions in these terms. These terms will remain in full force and effect, and will be interpreted and enforced as if the problematic provision had not been included, or had been modified as necessary, as the case may be. 

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26. Privacy Policy

 We kindly request that you carefully review the Privacy Policy of this website, as it regulates your visit to this site. The Privacy Policy is readily available on the homepage of our website at all times.

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